The world of Initial Public Offerings (IPOs) is rapidly evolving, especially for retail investors eager to get a piece of the action. With a surge in IPOs and increased competition for shares, retail investors are turning their focus to the 'shareholder' category. This smart strategy allows them to apply in both retail and shareholder categories, effectively enhancing their chances of securing shares. In this article, we will look at current IPO trends, explain how the shareh

Initial Public Offerings (IPOs) offer essential chances for companies to raise funds while letting investors acquire shares in emerging businesses. In India, IPO applications are divided into three significant segments: Retail Investors, Small High Net-worth Individuals (S-HNI), and Big High Net-worth Individuals (B-HNI). Each category has unique traits, eligibility criteria, and investment limits. Understanding these differences is key to making wise investment choices. Unde

Investing in the stock market can be a fruitful journey, but for many Muslim investors, aligning investments with their beliefs is paramount. Shariah-compliant investing provides a framework that adheres to Islamic principles, allowing investors to grow their wealth while staying true to their faith. This post will explore the essentials of Shariah-compliant investing, offering actionable insights on how to navigate the stock market within the confines of Islamic law. Prohibi

In investing, tax implications on capital gains can significantly affect your returns. For Indian investors, understanding Short-Term Capital Gains (STCG) and Long-Term Capital Gains (LTCG) is vital, especially with the revised tax rates and exemption limits for FY 2025. Understanding these categories can help you manage your tax liabilities effectively and optimize your investment strategy. Short-Term Capital Gains (STCG) Definition Short-Term Capital Gains (STCG) are the pr

Tax season can be daunting, but with the right tools, you can effectively lower your tax bill. One essential method is tax harvesting, which helps investors strategically manage their capital gains and losses. In this guide, we will walk you through the tax harvesting process for the fiscal year 2025, ensuring you are equipped to optimize your tax situation. What Is Tax Harvesting? Tax harvesting is a method used to minimize tax liabilities by strategically selling and repurc

Stocks and bonds are two of the most common types of investments. They offer different levels of risk and return, so it's important to understand the difference between them before you start investing. Stocks Stocks represent ownership in a company. When you buy a stock, you are essentially buying a piece of the company. Stocks can be volatile, meaning that their prices can go up and down quickly. However, over the long term, stocks have historically outperformed other types

Before Investing First Identify your risk appetite, Not just Young person any one who invests their money should understand their risk appetite and diversify their portfolio. But there are some general suggestions that will help you plan for you portfolio allocation. Generally if you are under 30 you are having less responsibilities there you can take more risk, so you can give more allocation to stocks, in that specifically give more allocation to direct stocks and f% throu

Gold is one of the best Investment who looking for diversified Investment options. And Gold returns are better than FD returns And best instrument to deal with Inflation see the image attached below we can see that how gold price sustaining with inflation. But Instead of Investing in physical gold there are other options as well. Sovereign Gold Bonds: Sovereign gold bonds are issued by the Reserve Bank of India (RBI) on behalf of the government. Each bond represents 1 gram of

Term insurance plans provide coverage to the person insured for a fixed premium paid for a specified “term” of the year. Among all life insurance plans, term insurance offers the highest coverage for premiums that are as low as a few hundred rupees, which makes it one of the most sought-after insurance products. Some factors that demand our close attention when thinking of buying a term plan. 1. Be An Early Bird If you buy a term plan at an early date, you will benefit as a l