Every investor dreams of finding that one small-cap stock that grows into a market leader — turning ₹1 lakh into ₹1 crore over time. But spotting such hidden gems early takes skill, patience, and the right strategy. This guide walks you through the science of small-cap screening, key metrics like ROE, debt ratio, and revenue growth, and smart ways to manage risk. Learn how to identify strong companies, build conviction in your research, and invest for the long term. With the

Many investors are confused about the difference between UPL shares and UPL RE (Rights Entitlements) after UPL Limited announced its latest rights issue. In this guide, we break it down simply. UPL shares are your regular equity holdings, while UPL RE gives existing shareholders the right to buy extra shares at a discounted price — ₹360 per share versus a market price near ₹500. Learn how to subscribe, sell, or manage your rights, key dates like the December 5–17, 2024 window

SME IPOs may look like golden opportunities with promises of quick profits — but beneath the excitement lie serious risks. From locked-in capital and inflated valuations to low post-listing demand and regulatory gaps, many investors end up facing unexpected losses. In this post, we uncover the hidden dangers of SME IPO investing, explain why hype often outweighs fundamentals, and share tips to protect your capital. Before jumping into the next SME IPO, understand the risks, s

India’s IPO market offers exciting opportunities — but knowing your investor category can make all the difference. IPO applications are divided into Retail, Small HNI (S-HNI), and Big HNI (B-HNI) segments, each with distinct limits and rules. Retail investors can invest up to ₹2 lakh, S-HNIs between ₹2–10 lakh, and B-HNIs above ₹10 lakh. While retail investors enjoy flexibility and the cut-off price option, HNIs must bid at specific prices and cannot modify bids once placed.

Promoter pledging — when company promoters use their shares as loan collateral — can be a crucial indicator of financial health. In Q4 FY25, several Indian companies saw dramatic changes in pledging levels, revealing both risks and opportunities. While firms like Marathon Nextgen Realty and Aadhar Housing Finance saw pledging surge above 60%, others like Tata Motors and Infosys reduced theirs significantly. High pledging may signal financial stress, while a decline often refl

Share buybacks are becoming increasingly popular among Indian investors — and for good reason. When companies like Infosys repurchase their own shares (as in its ₹9,300 crore buyback at ₹1,850 per share in 2022), it offers shareholders a chance to earn instant returns and signals the company’s financial strength. This guide explains what buybacks are, the two methods used in India — tender offer and open market — and how retail investors can easily apply via platforms like Ze

Large-cap stocks are known for their stability, strong dividends, and global presence, making them a favorite among long-term investors. However, they also come with drawbacks like limited growth and slower innovation compared to mid-cap companies. This article from FunTech Academy & Wealth explores the five major benefits and five key risks of investing in large-cap stocks—helping you make balanced, informed investment decisions for a stronger financial future.

Mid-cap stocks strike a balance between the stability of large caps and the growth potential of small caps. This article explores the five key benefits and five major drawbacks of investing in mid-cap companies, from flexibility and acquisition opportunities to higher volatility and liquidity challenges. Learn how mid-caps can diversify your portfolio and boost long-term returns—while understanding the risks involved. Stay informed and grow smarter with FunTech Academy & Weal

REITs (Real Estate Investment Trusts) let you invest in real estate just like stocks, with small amounts starting around ₹10,000. They offer regular dividend income, portfolio diversification, and easy buying or selling compared to physical property. However, REIT income is taxable, and investments must be made in set lot sizes. In India, top REITs include Embassy, Mindspace, and Brookfield. Learn whether REITs suit your goals with FunTech Academy & Wealth.

India’s focus on indigenous defence manufacturing has brought strong attention to defence stocks. Beyond well-known names like HAL, BDL, BEL, and Zen Technologies, companies such as Ashok Leyland, BEML, Bharat Forge, and L&T also play key roles in supplying defence vehicles, systems, and technology. With government support and rising demand for “Made in India” defence products, this sector holds long-term growth potential for investors. Learn more with FunTech Academy & Wealt