CASA ratio stands for Current Account and Savings Account ratio, which shows how much of a bank’s total deposits come from low-cost sources. A higher CASA ratio means the bank can raise funds cheaply, improving profitability. Among public sector banks, Bank of Maharashtra, Central Bank of India, SBI, PNB, and Bank of Baroda have strong CASA ratios, reflecting efficient fund management. Learn more about CASA ratio and top-performing PSU banks with FunTech Academy & Wealth.

Yes, beginners can start investing even without deep technical or fundamental analysis by following simple steps. Focus on profitable and consumer-based companies, observe market trends around you, and consider investing in index funds like NIFTY or SENSEX for safer exposure. Avoid tips, rumors, and trading without knowledge. These basics help reduce risk while you learn more about investing. Start small, stay consistent, and grow smarter with FunTech Academy & Wealth.

Stock market investing always carries risk, but smart investors know how to manage it. Start by understanding your risk tolerance—choose value investing for low risk or growth investing for higher risk. Review and rebalance your portfolio regularly based on market trends, and keep some funds in liquid assets like stocks or gold for emergencies. Diversify not just across stocks, but across asset classes and markets to reduce volatility. Learn risk management the right way with

Gold is one of the safest and most reliable investment options, ideal for diversification and protection against inflation. Instead of buying physical gold, investors can choose modern options like Sovereign Gold Bonds (SGBs) issued by the RBI, Gold ETFs traded on stock exchanges, or Digital Gold Wallets via apps like PhonePe and Paytm. These options are secure, convenient, and highly liquid. Learn smart ways to invest in gold with FunTech Academy & Wealth.

The CANSLIM Investment Strategy combines fundamental and technical analysis to find high-growth stocks. Created by William J. O’Neil, it focuses on seven key factors: Current earnings, Annual earnings, New products or highs, Supply and demand, Leadership in industry, Institutional sponsorship, and Market direction. By analyzing these together, investors can identify strong companies early in their growth phase. Learn how to apply the CANSLIM method with FunTech Academy & Weal

Choosing the right investment depends on your time horizon. For very short terms (3–6 months), focus on capital safety through liquid or arbitrage funds. For 1–2 years, consider corporate FDs or short-term debt funds. For 3–5 years, dynamic bond funds or post office schemes like NSC are ideal. For long-term goals (6+ years), conservative investors can opt for PPF or RBI Bonds, while risk-takers can choose equity or index funds. Learn how to start investing smartly with FunTec

A term insurance plan offers high life coverage at an affordable premium, making it essential for financial security. To choose the best plan, buy early for lower premiums, always disclose health details honestly, and pick adequate coverage based on your income and family needs. Select a longer policy term if you’re young and choose insurers with strong claim settlement and solvency ratios. Learn how to pick the right term plan for your goals with FunTech Academy & Wealth.

Market volatility is natural, but smart investors know how to stay calm and use it to their advantage. Focus on fundamentally strong stocks, diversify your portfolio, and avoid investing all your money at once. Book partial profits, invest through SIPs, and add to quality stocks during recovery phases instead of panic selling. Remember, wealth grows with patience and discipline, not quick trades. Learn how to sustain market volatility with FunTech Academy & Wealth.

Before investing in an IPO, always study the company’s background, financials, and purpose for raising funds. Compare its valuation with peers using ratios like P/E and ROE. Read the prospectus carefully to understand risk factors and future plans. Be cautious about oversubscription and avoid getting carried away by market hype. A smart IPO investment requires research, patience, and timing. Learn how to evaluate IPOs effectively with FunTech Academy & Wealth.

Women are naturally great investors—they save wisely, think long-term, and understand diversification instinctively. By investing in the stock market, women can grow their wealth, achieve financial independence, and plan for future goals confidently. Their patience and research-driven mindset make them ideal for long-term investing. This Diwali, let’s empower every “Griha Laxmi” to take charge of her financial future through stock market education. Learn and grow with FunTech