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Maximizing IPO Allotments: The Power of the Shareholder Category for Retail Investors
The IPO market in India is buzzing with opportunities — and retail investors are getting smarter. One rising trend is investing through the shareholder category, which allows existing shareholders of a parent company to apply for shares in both retail and shareholder categories, doubling their chances of allotment. From Bajaj Housing Finance to upcoming IPOs like NTPC Green Energy, HDB Financial Services, and Ather Energy, this strategy is changing how investors approach IPOs

Rajasekar Maruthasalam
Oct 53 min read


UPL vs UPL RE Explained: Key Differences Every Investor Should Know
Many investors are confused about the difference between UPL shares and UPL RE (Rights Entitlements) after UPL Limited announced its latest rights issue. In this guide, we break it down simply. UPL shares are your regular equity holdings, while UPL RE gives existing shareholders the right to buy extra shares at a discounted price — ₹360 per share versus a market price near ₹500. Learn how to subscribe, sell, or manage your rights, key dates like the December 5–17, 2024 window

Rajasekar Maruthasalam
Mar 293 min read


The Hidden Dangers of Investing in SME IPOs You Must Understand
SME IPOs may look like golden opportunities with promises of quick profits — but beneath the excitement lie serious risks. From locked-in capital and inflated valuations to low post-listing demand and regulatory gaps, many investors end up facing unexpected losses. In this post, we uncover the hidden dangers of SME IPO investing, explain why hype often outweighs fundamentals, and share tips to protect your capital. Before jumping into the next SME IPO, understand the risks, s

Rajasekar Maruthasalam
Jan 13 min read


Navigating IPO Categories in India Retail S-HNI and B-HNI Explained
India’s IPO market offers exciting opportunities — but knowing your investor category can make all the difference. IPO applications are divided into Retail, Small HNI (S-HNI), and Big HNI (B-HNI) segments, each with distinct limits and rules. Retail investors can invest up to ₹2 lakh, S-HNIs between ₹2–10 lakh, and B-HNIs above ₹10 lakh. While retail investors enjoy flexibility and the cut-off price option, HNIs must bid at specific prices and cannot modify bids once placed.

Rajasekar Maruthasalam
Dec 29, 20243 min read


Understanding Share Buybacks and How Retail Investors Can Benefit
Share buybacks are becoming increasingly popular among Indian investors — and for good reason. When companies like Infosys repurchase their own shares (as in its ₹9,300 crore buyback at ₹1,850 per share in 2022), it offers shareholders a chance to earn instant returns and signals the company’s financial strength. This guide explains what buybacks are, the two methods used in India — tender offer and open market — and how retail investors can easily apply via platforms like Ze

Rajasekar Maruthasalam
May 7, 20244 min read


Planning to Invest in an IPO? Keep These Factors in Mind
Before investing in an IPO, always study the company’s background, financials, and purpose for raising funds. Compare its valuation with peers using ratios like P/E and ROE. Read the prospectus carefully to understand risk factors and future plans. Be cautious about oversubscription and avoid getting carried away by market hype. A smart IPO investment requires research, patience, and timing. Learn how to evaluate IPOs effectively with FunTech Academy & Wealth.

Rajasekar Maruthasalam
Nov 13, 20212 min read
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