Understanding how your investments are taxed is key to maximizing profits. In FY 2025, India’s capital gains tax structure has changed — Short-Term Capital Gains (STCG) on listed shares and equity funds (held for 12 months or less) are taxed at 20%, while Long-Term Capital Gains (LTCG) on holdings over a year are taxed at 12.5% for gains above ₹1.25 lakh. This updated exemption limit gives investors more room for tax-free growth. In this post, we break down rates, rules, and

Tax season doesn’t have to be stressful — with tax harvesting, you can turn market losses into real savings. This strategy lets you offset capital gains by selling underperforming assets, reducing your overall taxable income. In FY 2025, smart investors are using this method to maximize the ₹1.25 lakh LTCG exemption and keep portfolios tax-efficient. This guide explains each step — from identifying loss-making stocks to avoiding the 30-day “wash sale” trap. Learn how to rebal