SME IPOs may look like golden opportunities with promises of quick profits — but beneath the excitement lie serious risks. From locked-in capital and inflated valuations to low post-listing demand and regulatory gaps, many investors end up facing unexpected losses. In this post, we uncover the hidden dangers of SME IPO investing, explain why hype often outweighs fundamentals, and share tips to protect your capital. Before jumping into the next SME IPO, understand the risks, s

India’s IPO market offers exciting opportunities — but knowing your investor category can make all the difference. IPO applications are divided into Retail, Small HNI (S-HNI), and Big HNI (B-HNI) segments, each with distinct limits and rules. Retail investors can invest up to ₹2 lakh, S-HNIs between ₹2–10 lakh, and B-HNIs above ₹10 lakh. While retail investors enjoy flexibility and the cut-off price option, HNIs must bid at specific prices and cannot modify bids once placed.

For Muslim investors, growing wealth while staying true to faith is possible through Shariah-compliant investing. Rooted in Islamic principles, this approach avoids interest (Riba), unethical businesses, and excessive speculation (Gharar). Instead, it focuses on ethical companies, profit-and-loss sharing, and sound financial practices. From Islamic mutual funds and ETFs to low-debt, transparent firms, there are many compliant paths to explore. Backed by Shariah advisory board

In a recent advisory, SEBI warned investors about the growing risks of trading unlisted shares on unauthorized platforms. While these markets promise early access to high-growth companies, they often operate without regulation — exposing investors to fraud, loss of capital, and legal penalties. This post explains SEBI’s alert, outlines the dangers of unregulated trading, and shares simple ways to protect your investments. Stick to authorized exchanges like NSE or BSE, verify

Understanding how your investments are taxed is key to maximizing profits. In FY 2025, India’s capital gains tax structure has changed — Short-Term Capital Gains (STCG) on listed shares and equity funds (held for 12 months or less) are taxed at 20%, while Long-Term Capital Gains (LTCG) on holdings over a year are taxed at 12.5% for gains above ₹1.25 lakh. This updated exemption limit gives investors more room for tax-free growth. In this post, we break down rates, rules, and

Tax season doesn’t have to be stressful — with tax harvesting, you can turn market losses into real savings. This strategy lets you offset capital gains by selling underperforming assets, reducing your overall taxable income. In FY 2025, smart investors are using this method to maximize the ₹1.25 lakh LTCG exemption and keep portfolios tax-efficient. This guide explains each step — from identifying loss-making stocks to avoiding the 30-day “wash sale” trap. Learn how to rebal

Many investors believe that a big brand, market share, or strong results guarantee long-term success — but that’s not always true. In her book Non-Consensus Investing, Rupal J. Bhansali breaks down these common myths, reminding us that true quality investing goes beyond surface indicators. From Kodak’s failure to evolve to Netflix’s rise through innovation, Bhansali shows how adaptability and value creation matter more than popularity or short-term wins. This post explores si

Choosing the right stock doesn’t have to be guesswork. By combining fundamental analysis and technical analysis, you can make smarter, data-driven investment decisions. This guide explains how to evaluate a company’s financial health, growth potential, and management quality, while also using chart patterns, moving averages, and RSI to time your entries and exits. Whether you’re investing for the long term or trading short-term trends, mastering both approaches can help you b

History proves that even in times of war and crisis, Indian markets bounce back with remarkable strength. From the Kargil War in 1999 to the Pulwama and Balakot events in 2019, the Nifty has consistently shown quick recoveries—averaging a 4.7% gain within a month after major conflicts. While short-term dips are normal, long-term investors who stay calm often come out stronger. This post explores how India’s markets have weathered past crises and why resilience, patience, and

Promoter pledging — when company promoters use their shares as loan collateral — can be a crucial indicator of financial health. In Q4 FY25, several Indian companies saw dramatic changes in pledging levels, revealing both risks and opportunities. While firms like Marathon Nextgen Realty and Aadhar Housing Finance saw pledging surge above 60%, others like Tata Motors and Infosys reduced theirs significantly. High pledging may signal financial stress, while a decline often refl